Artful Living

cheap skate

Is the “miser” in you or the “cheap skate” coming out due to the economic climate that we are currently weathering?  Frugality is an art and many a millionaire have been credited for their thriftiness.  However, t’is the season to give, to share and to skate.  If you have limits as to what to give for a mere $10.00 – what would you give to bring some holiday cheer?  Love to hear your ideas that fit into my budget.