Is the “miser” in you or the “cheap skate” coming out due to the economic climate that we are currently weathering? Frugality is an art and many a millionaire have been credited for their thriftiness. However, t’is the season to give, to share and to skate. If you have limits as to what to give for a mere $10.00 – what would you give to bring some holiday cheer? Love to hear your ideas that fit into my budget.